Nov 6, 2013

Go Big Money

November is the month for many fabulous celebrations. There's voting, National Diabetes month, All Saints Day, Deviled Egg Day, Veteran's Day, No-Shave Movember, Thanksgiving and the #1 American holiday: Black Friday.  I however, have decided to make November a month to examine my relationship with MONEY.  Thrilling!

Why do you ask? Well, I'd like more. That seems obvious. Plus, I've noticed myself saying some of the same things my parents used to say. "Once things pick up...", "When ______ gets paid off...", or "I thought I'd have more by now."  Once and for all, I want to change my mind about money.  Embrace it.  Receive it. Make it, baby!!

Last Friday I started my journey with a trip to the library.  I checked out an array of supplies to take me from "Loser with no cash" to "Girl who has it all together".  Just like that.  Boom!


After a little research, it seems that it may take a little longer to change my financial situation.  I expected this, I guess.  So, I started with "The Difference" by Jean Chaztzky.  I chose this one for a number of reasons; Jane is a girl and the cover is aesthetically pleasing.  I gritted my teeth, inserted the CD, and readied myself to to fast-forward through the "How to Invest" part. (Let's face it, most people know HOW to save, but we either choose to spend unwisely or don't have the cash to do it. For the love of God, save the lesson!)

To my surprise, Jean didn't try to tell me anything I didn't already know!  Her book (on CD if you like) uncovers the reasons people are wealthy, financially comfortable, living paycheck to paycheck, or growing in debt.  Completely fascinating!

Jean and her staff studied about 20 different characteristics of people who are financially successful.  Wealthy and financially comfortable people tend to have between 10-12 of these traits.  Of course, I was desperate to be in that range!  Could I have the potential for this kind of awesomeness?! Well, I'm only about 1/2 way through so you and I will have to wait to find out.

So what are the characteristics of the wealthy? Here's a few to get you started:
  • They tend to exercise 2-3 days a week. (Check!)
  • They have ALWAYS known what they wanted to do. (Damn it!)
  • They have always had a goal of having a million (or more) dollars (Does a dream count?)
  • They were read to a lot as a kid. (YESSSSS!!!)
  • They are creative but not  overly creative. (Son-of-a....)
  • They socialize with friends at least once a week.  (Boom!)
Of course there's more, but you'll have to wait.  The good news?  You can change a lot of these things. There's hope when you fill yourself with knowledge!

That is all for tonight.  Stay awesome my friends!

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